IFP Qualifying Event

October 19, 2014
Author: Antonette
Posted In General

In order to buy or change health coverage outside the annual open enrollment period, your clients must have a qualifying life event. Most special enrollment periods last 60 days from the date of the qualifying life event.

Qualifying life events that create a special enrollment period include:

  • Getting married
  • Gaining a dependent or becoming a dependent through marriage, birth, adoption or placement for adoption or placement for foster care
  • Permanently moving to a new area that has different health plan options
  • Losing other healthcare coverage that is considered minimum essential coverage (Note: voluntarily quitting other health coverage or being terminated for not paying premiums is not considered a qualifying event)
  • A change in income that would affect an enrollee’s eligibility for financial assistance
  • Becoming a U.S. citizen

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