What Every City Government and Law Firm Needs to Know
Why Cyber Insurance Matters
One breach can paralyze operations—and bankrupt response costs.
Cyberattacks are no longer targeting tech companies. They’re targeting whoever they think will pay. That includes city governments, special districts, and law firms—especially those with sensitive data,
limited IT infrastructure, or public reputations to protect.
City Governments: What’s at Risk?
Top Threats We See:
- Ransomware Lockouts – Crypto ransom demands with six-figure recovery costs
- Social Engineering – Email fraud leading to unauthorized wire transfers
- Citizen Record Breaches – Exposure of PII or health information
- Police System Hacks – Compromised evidence or internal records
Real-World Examples:
- $300K ransomware demand to unlock city billing software
- $110K vendor fraud via email spoofing
- Breach of police records database triggers litigation
Coverage Checklist:
- Ransomware & extortion
- Business interruption (loss of services)
- Data breach liability & legal response
- Social engineering & funds transfer fraud
- Regulatory fines/notifications
- Incident response: forensics + PR + legal
Law Firms: Why They’re Prime Targets
Key Risk Factors:
- You store sensitive client data: litigation, finances, IP
- You use third-party tools or unsecured cloud sharing
- One breach can trigger malpractice, sanctions, or client loss
Real-World Examples:
- $90K wired to fraudulent trust account via phishing
- 11-day server lockout from ransomware = $700K lost billables
- Discovery data breach = sanctions + malpractice claim
Coverage Must-Haves:
- Ransomware + downtime coverage
- Third-party liability (clients, court, bar)
- Business interruption / lost billable hours
- Social engineering fraud
- Breach response + legal hotline
- HIPAA / PII regulatory penalties
Why Vanasek Insurance?
- Cyber policies from A-rated carriers: AXA, Coalition, Beazley, and more
- Custom contracts with real-world language, not legalese
- Fast quoting turnaround (24–48 hours)
- Includes breach response team + post-incident forensics
- We understand both public sector risk and legal liability
Ready for a breach? Let’s get your coverage in place before it happens. Learn more about Cyber Liability Insurance.