D&O Liability Insurance

Protect Your Leadership. Safeguard Your Business.

Your business runs on the strength of its leadership. But when decisions lead to lawsuits, directors and officers face personal financial exposure, even when acting in good faith.

Directors & Officers (D&O) Liability Insurance protects your executives from the personal fallout of legal action tied to their decisions as leaders of your organization. Whether you’re navigating regulatory scrutiny, investor disputes, or employment-related allegations, D&O coverage helps ensure your leadership can operate with confidence, not fear.

• What is Directors & Officers Liability Insurance?
• Who needs Directors & Officers Insurance?
• What does Directors & Officers Insurance Cover?
• Why is Directors & Officers insurance important?
• Schedule a consultation

What is Directors & Officers Liability Insurance?

D&O Liability Insurance is designed to shield individual leaders, not the corporation itself, from claims of wrongful acts made while serving in a leadership role.

This includes allegations of breach of fiduciary duty, misrepresentation to investors or stakeholders, failure to comply with laws or regulations, and mismanagement of company assets.

The policy may cover legal defense, judgments, settlements, and even regulatory fines where allowed by law.

Who needs Directors & Officers Insurance?

If your organization has a board of directors, executive team, or any individual making governance decisions, you need D&O coverage.

This includes privately held businesses, nonprofits, partnerships and LLCs, and public sector boards and committees.

Even small and mid-sized businesses are vulnerable. Allegations don’t have to be true. Defense costs alone can be financially devastating.

What does Directors & Officers Insurance Cover?

D&O policies vary, but core protections generally include:

• Legal defense costs for covered individuals
• Settlements and damages from covered claims
• Allegations of mismanagement, fraud (exclusions apply), or breach of duty
• Claims brought by shareholders, employees, vendors, regulators, or competitors
• Coverage written on a claims-made basis
• We offer D&O solutions tailored for for-profit companies, private partnerships, and nonprofit organizations and foundations.

Why is Directors & Officers insurance critical?

Without D&O coverage, your executives may be forced to pay out of pocket for legal defense or settlements tied to their business decisions. This doesn’t just threaten personal finances. It can cripple recruitment, shake investor confidence, and stall strategic initiatives.

A D&O policy transfers that risk to the carrier, preserving your leadership’s ability to act decisively.

Schedule a Free Consultation:

Let Vanasek Insurance build a Directors & Officers liability solution that fits your leadership structure and risk profile.

Call us directly or  Book a no-obligation consultation to protect your key decision-makers today.

MAKE AN APPOINMENT

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If you’re looking to purchase coverage for any other type of asset (such as vehicle, health, or property insurance), we can help in that category too! We work with all kinds of clients and are happy to take you on as a valued customer.

We look forward to hearing from you soon!