General liability insurance safeguards you from claims that could hurt your business, such as lawsuits and property damage. This insurance coverage is the foundation of your business protection.
With your unique needs in mind, our licensed professionals will create a customized insurance program that will ensure you and your business are protected no matter what happens. Learn more about General Liability insurance and our coverage options below:
General Liability Insurance protects your business from financial loss due to claims of an act or omission by you, your employees or any third party working with your business.
It provides coverage for your legal liability if someone is hurt on your property or alleges that you breached a contract, but it also covers you in other situations, such as premises/operations, independent contractors, personal injury, and advertising injury.
Any business that has employees or hires independent contractors — including nonprofits — usually needs general liability insurance. It is the most commonly purchased type of insurance because it protects you from claims that arise out of your everyday operations.
Even if you think the risk of being sued is low, the cost of defending against one lawsuit could be greater than the cost to indemnify yourself through insurance.
With our extensive experience and knowledge, we can find the best coverage for your individual business needs.
General Liability Insurance protects your business from financial loss due to bodily injury or property damage resulting from an act or omission by you, your employees, or any third party working on your behalf.
Workers’ Compensation protects you from claims filed by your own employees related to work injuries or illnesses.
Commercial General Liability Insurance, often referred to as “slip and fall” coverage, protects you when someone or something outside of your business is hurt or damaged.
Professional Liability insurance covers you when you are accused of not having done your job correctly or giving bad advice. It’s also known as error and omissions insurance (E&O).
Many small businesses believe they are too small to face legal or financial problems. However, a lawsuit can come from anywhere – a disgruntled customer, a business partner, an acquaintance, etc.
If you’re sued and found liable for damages, your assets could be seized as well as future earnings. Protect yourself with a commercial liability insurance policy from Vanasek Insurance, available from a variety of carriers to fit your individual needs.
The price of an insurance policy depends on the type of industry you’re in, your location, how old you are, and the number of employees you have. The price also varies depending on how much protection you need, deductibles, and other factors.
There are many variables that will play into the final premium cost, but be sure to work with an agent who can help you determine what your needs are and how to best protect yourself.
General Liability Insurance covers claims of financial loss due to injuries or allegations of liability that arise out of your business. It can be purchased as a stand-alone policy or in combination with other types of insurance policies, like Commercial Auto Insurance, to provide additional protection for your business.
When starting a new business, there may be lots of things to think about. It’s important to make sure you get General Liability Insurance in place early on because the process can take 1-2 weeks. The last thing you want is to experience an event that triggers potential claims and then find out that you’re without coverage.
Also, be sure to keep records on file of all your purchases and sales. This will help show that you had good intentions but were simply misunderstood in a claim situation.
You can give us a call or schedule a free, no-obligation consultation for your business. Make an appointment with a e-commerce insurance expert at your earliest convenience now.
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If you’re looking to purchase coverage for any other type of asset (such as vehicle, health, or digital asset insurance), we can help in that category too! We work with all kinds of businesses and are happy to take you on as a valued customer.
We look forward to hearing from you soon!
Prominent CA insurance industry executive, entrepreneur and small business advocate serves as ‘Team Captain’ for Goldman Sachs ‘10,000 Small Businesses’ 2022 Summit Goldman Sachs 2022 10SKSB is July 18 – 20, 2022 in Washington D.C.READ MORE
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