  :root {
    --navy: #0D1E35;
    --navy-mid: #0D2444;
    --brand-blue: #0D62AC;
    --brand-cyan: #39C0C5;
    --brand-sky: #43B3E6;
    --white: #FFFFFF;
    --off-white: #F4F8FC;
    --gray-100: #EBF1F8;
    --gray-300: #C2D0E0;
    --gray-500: #5A6F8A;
    --gray-700: #354F6B;
    --border: #E1E8F0;
    --radius-sm: 8px;
    --shadow: 0 12px 32px rgba(13,30,53,0.08);
    --brand-gradient: linear-gradient(135deg, #39C0C5 0%, #43B3E6 50%, #4579BC 100%);
  }
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body {
    font-family: 'DM Sans', sans-serif;
    color: var(--navy);
    background: var(--off-white);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
  }
  a { color: inherit; }
  .skip-nav {
    position: absolute; top: -100%; left: 1rem; z-index: 9999;
    background: var(--brand-cyan); color: var(--navy);
    padding: 0.6rem 1.2rem; border-radius: 0 0 8px 8px;
    font-weight: 700; font-size: 0.9rem; text-decoration: none;
  }
  .skip-nav:focus { top: 0; }
  :focus-visible { outline: 3px solid var(--brand-cyan); outline-offset: 3px; border-radius: 4px; }

  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    display: flex; align-items: center; justify-content: space-between;
    padding: 0 max(5%, calc((100vw - 1280px) / 2)); height: 76px;
    background: rgba(255,255,255,0.9);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(13,30,53,0.08);
  }
  .nav-logo, .footer-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
  .nav-logo-text, .footer-logo-text {
    font-family: 'Sora', sans-serif; font-weight: 800; font-size: 1.4rem; letter-spacing: 0;
    background: var(--brand-gradient);
    -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
  }
  .footer-logo-text { font-size: 1.2rem; }
  .nav-links { display: flex; gap: clamp(1rem, 2vw, 2rem); align-items: center; }
  .nav-links a {
    font-size: 0.9rem; font-weight: 700; color: var(--gray-700);
    text-decoration: none; transition: color 0.2s;
    position: relative; padding: 0.45rem 0;
  }
  .nav-links a:not(.nav-cta)::after {
    content: ''; position: absolute; left: 0; right: 0; bottom: -20px;
    height: 3px; background: var(--brand-cyan);
    transform: scaleX(0); transition: transform 0.2s;
  }
  .nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--brand-blue); }
  .nav-links a[aria-current="page"]::after, .nav-links a:not(.nav-cta):hover::after { transform: scaleX(1); }
  .nav-links .nav-cta {
    display: inline-flex; align-items: center; justify-content: center;
    min-width: 112px; white-space: nowrap; line-height: 1;
    background: var(--navy); color: var(--white) !important;
    padding: 0.72rem 1.05rem; border-radius: var(--radius-sm);
    font-weight: 700 !important; font-size: 0.875rem !important;
  }
  .nav-hamburger {
    display: none; flex-direction: column; justify-content: center; align-items: center;
    width: 44px; height: 44px; background: none; border: none; cursor: pointer; padding: 8px; border-radius: 10px; z-index: 110;
  }
  .nav-hamburger .bar {
    display: block; width: 22px; height: 2px; background: var(--navy);
    border-radius: 2px; transition: transform 0.3s ease, opacity 0.2s ease;
  }
  .nav-hamburger .bar + .bar { margin-top: 5px; }
  .nav-hamburger[aria-expanded="true"] .bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-hamburger[aria-expanded="true"] .bar:nth-child(2) { opacity: 0; }
  .nav-hamburger[aria-expanded="true"] .bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .nav-drawer {
    display: none; position: fixed; top: 76px; left: 0; right: 0; z-index: 99;
    background: rgba(255,255,255,0.98); backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(10,22,40,0.08);
    padding: 1.5rem 5% 2rem; box-shadow: 0 12px 40px rgba(13,30,53,0.12);
    transform: translateY(-8px); opacity: 0; transition: transform 0.3s ease, opacity 0.3s ease;
  }
  .nav-drawer.open { transform: translateY(0); opacity: 1; }
  .nav-drawer a {
    display: flex; align-items: center; padding: 0.85rem 0;
    font-size: 1rem; font-weight: 600; color: var(--gray-700);
    text-decoration: none; border-bottom: 1px solid var(--gray-100);
  }
  .nav-drawer .drawer-cta {
    justify-content: center; margin-top: 1.25rem; background: var(--brand-gradient);
    color: var(--white) !important; padding: 0.85rem 2rem; border-radius: 999px;
    font-weight: 800 !important; border-bottom: none !important;
  }

  .page-hero {
    position: relative; min-height: 540px; overflow: hidden;
    display: flex; align-items: flex-end;
    padding: 150px 5% 76px; color: var(--white);
    background:
      linear-gradient(90deg, rgba(5,14,29,0.9) 0%, rgba(8,23,43,0.82) 46%, rgba(10,55,101,0.58) 100%),
      url('https://vanasekinsurance.com/wp-content/uploads/2019/06/news-page-hero.jpg') center/cover;
  }
  .page-hero::after {
    content: ''; position: absolute; inset: 0;
    background:
      radial-gradient(ellipse 56% 44% at 76% 20%, rgba(67,179,230,0.18), transparent 66%),
      radial-gradient(ellipse 68% 46% at 24% 82%, rgba(57,192,197,0.12), transparent 70%);
    pointer-events: none;
  }
  .hero-inner, .section-inner { width: 100%; max-width: 1280px; margin: 0 auto; position: relative; z-index: 1; }
  .eyebrow, .section-kicker {
    display: inline-flex; align-items: center; gap: 12px;
    color: rgba(93,214,218,0.94);
    font-size: 0.72rem; font-weight: 800; letter-spacing: 1.8px; text-transform: uppercase;
  }
  .eyebrow::before, .section-kicker::before {
    content: ''; width: 34px; height: 1px; background: currentColor; opacity: 0.85; flex-shrink: 0;
  }
  .page-hero h1 {
    max-width: 820px; margin-top: 1.2rem;
    font-family: 'Sora', sans-serif;
    font-size: clamp(2.8rem, 6vw, 5.6rem);
    line-height: 1; letter-spacing: 0;
  }
  .hero-copy {
    max-width: 720px; margin-top: 1.35rem;
    color: rgba(255,255,255,0.76); font-size: 1.15rem; line-height: 1.7; font-weight: 300;
  }

  section { padding: 92px 5%; }
  .section-kicker { color: var(--brand-blue); margin-bottom: 0.95rem; }
  .section-title {
    font-family: 'Sora', sans-serif;
    font-size: clamp(1.9rem, 3.8vw, 3.5rem);
    line-height: 1.08; letter-spacing: 0;
  }
  .featured-story {
    display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(360px, 0.85fr);
    gap: clamp(1.5rem, 4vw, 4rem); align-items: stretch;
    margin-top: 2.4rem;
  }
  .featured-media, .article-media {
    overflow: hidden; background: var(--gray-100);
  }
  .featured-media { min-height: 430px; }
  .featured-media img, .article-media img {
    width: 100%; height: 100%; display: block; object-fit: cover;
  }
  .article-media-fallback {
    display: grid;
    place-items: center;
    width: 100%;
    height: 100%;
    min-height: 220px;
    padding: 2rem;
    background: linear-gradient(135deg, var(--navy), var(--brand-blue));
    color: var(--white);
    font-family: 'Sora', sans-serif;
    font-size: 1rem;
    font-weight: 800;
    letter-spacing: .08em;
    text-align: center;
    text-transform: uppercase;
  }
  .featured-content {
    background: var(--white); padding: clamp(1.5rem, 3vw, 3rem);
    border: 1px solid var(--border); box-shadow: var(--shadow);
    display: flex; flex-direction: column; justify-content: center;
  }
  .meta {
    display: flex; flex-wrap: wrap; gap: 0.5rem 0.85rem; align-items: center;
    color: var(--gray-500); font-size: 0.82rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.7px;
  }
  .tag { color: var(--brand-blue); }
  .featured-content h2, .article-card h3 {
    font-family: 'Sora', sans-serif; letter-spacing: 0; color: var(--navy);
  }
  .featured-content h2 {
    margin-top: 1rem; font-size: clamp(1.65rem, 3vw, 2.65rem); line-height: 1.12;
  }
  .featured-content p, .article-card p {
    color: var(--gray-700); font-weight: 300; line-height: 1.7;
  }
  .featured-content p { margin-top: 1rem; font-size: 1rem; }
  .text-link {
    display: inline-flex; align-items: center; width: fit-content;
    margin-top: 1.4rem; color: var(--brand-blue);
    font-weight: 800; text-decoration: none;
  }
  .text-link:hover { color: var(--brand-cyan); }

  .content-layout {
    display: grid; grid-template-columns: minmax(0, 1fr) 310px;
    gap: clamp(2rem, 4vw, 4rem); align-items: start;
  }
  .article-grid {
    display: grid; grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.4rem; margin-top: 2rem;
  }
  .article-card {
    background: var(--white); border: 1px solid var(--border);
    display: flex; flex-direction: column; min-height: 100%;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }
  .article-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
  .article-media { aspect-ratio: 16 / 10; }
  .article-body { padding: 1.4rem; display: flex; flex-direction: column; flex: 1; }
  .article-card h3 { margin-top: 0.85rem; font-size: 1.1rem; line-height: 1.28; }
  .article-card p { margin-top: 0.75rem; font-size: 0.92rem; }
  .article-card .text-link { margin-top: auto; padding-top: 1rem; font-size: 0.9rem; }

  .sidebar {
    position: sticky; top: 108px;
    background: var(--navy); color: var(--white);
    padding: 1.5rem; border: 1px solid rgba(255,255,255,0.1);
  }
  .sidebar h2, .sidebar h3 {
    font-family: 'Sora', sans-serif; letter-spacing: 0;
  }
  .sidebar h2 { font-size: 1.05rem; margin-bottom: 0.8rem; }
  .search-form { display: flex; gap: 0.55rem; margin: 1rem 0 1.4rem; }
  .search-form label { flex: 1; }
  .search-form input[type="search"] {
    width: 100%; min-height: 44px; border: 1px solid rgba(255,255,255,0.18);
    background: rgba(255,255,255,0.08); color: var(--white);
    padding: 0.7rem 0.8rem; font: inherit;
  }
  .search-form input::placeholder { color: rgba(255,255,255,0.58); }
  .search-form button {
    min-height: 44px; border: 0; background: var(--brand-cyan);
    color: var(--navy); font-weight: 800; padding: 0 0.9rem; cursor: pointer;
  }
  .sidebar-list { list-style: none; display: grid; gap: 0.55rem; margin-top: 0.9rem; }
  .sidebar-list a {
    color: rgba(255,255,255,0.72); text-decoration: none; font-size: 0.92rem;
  }
  .sidebar-list a span { margin-left: 0.18rem; color: rgba(255,255,255,0.48); }
  .sidebar-list a span::before { content: '('; }
  .sidebar-list a span::after { content: ')'; }
  .sidebar-list a:hover { color: var(--brand-cyan); }
  .sidebar-block + .sidebar-block { margin-top: 1.75rem; padding-top: 1.75rem; border-top: 1px solid rgba(255,255,255,0.12); }

  .archive-band {
    background: var(--navy); color: var(--white);
  }
  .archive-card {
    max-width: 1280px; margin: 0 auto;
    display: grid; grid-template-columns: minmax(0, 0.7fr) minmax(320px, 0.3fr);
    gap: 2rem; align-items: center;
  }
  .archive-card p {
    max-width: 780px; color: rgba(255,255,255,0.68);
    line-height: 1.75; margin-top: 1rem; font-weight: 300;
  }
  .source-link {
    justify-self: end; display: inline-flex; align-items: center; justify-content: center;
    min-height: 48px; padding: 0.85rem 1.2rem;
    background: var(--white); color: var(--navy);
    text-decoration: none; font-weight: 800;
  }

  footer {
    background: var(--navy-mid);
    padding: 4rem 5% 2rem;
    border-top: 1px solid rgba(255,255,255,0.06);
  }
  .footer-grid {
    max-width: 1200px; margin: 0 auto;
    display: grid;
    grid-template-columns: 1.4fr 1fr 0.8fr 1fr;
    gap: 3rem;
    padding-bottom: 3rem;
    border-bottom: 1px solid rgba(255,255,255,0.08);
  }
  .footer-logo-block { display: flex; flex-direction: column; gap: 1rem; }
  .footer-logo { display: flex; align-items: center; gap: 10px; }
  .footer-logo svg { flex-shrink: 0; }
  .footer-logo-text {
    font-family: 'Sora', sans-serif;
    font-weight: 800; font-size: 1.2rem;
    letter-spacing: -0.5px;
    background: linear-gradient(135deg, #39C0C5 0%, #43B3E6 55%, #4579BC 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
  }
  .footer-tagline { font-size: 0.8rem; color: rgba(255,255,255,0.55); line-height: 1.6; max-width: 200px; }
  .footer-col-title {
    font-size: 0.68rem; font-weight: 700; letter-spacing: 1.5px;
    text-transform: uppercase; color: var(--brand-cyan);
    margin-bottom: 1.25rem;
  }
  .footer-address { display: flex; flex-direction: column; gap: 0.4rem; }
  .footer-address .biz-name { font-size: 0.88rem; font-weight: 600; color: rgba(255,255,255,0.85); margin-bottom: 0.25rem; }
  .footer-address p { font-size: 0.82rem; color: rgba(255,255,255,0.62); line-height: 1.6; }
  .footer-address a { font-size: 0.82rem; color: rgba(255,255,255,0.55); text-decoration: none; transition: color 0.2s; display: block; margin-top: 0.2rem; }
  .footer-address a:hover { color: var(--brand-cyan); }
  .footer-address .phone-highlight {
    font-size: 0.88rem; font-weight: 600; color: var(--brand-sky);
    text-decoration: none; margin-top: 0.5rem; display: block;
  }
  .footer-address .phone-highlight:hover { color: var(--brand-cyan); }
  .footer-hipaa { font-size: 0.82rem; color: rgba(255,255,255,0.62); line-height: 1.6; }
  .footer-hipaa a { color: rgba(255,255,255,0.55); text-decoration: underline; transition: color 0.2s; }
  .footer-hipaa a:hover { color: var(--brand-cyan); }
  .social-icons { display: flex; gap: 0.75rem; margin-top: 0.5rem; }
  .social-icon {
    width: 36px; height: 36px; border-radius: 50%;
    background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.12);
    display: flex; align-items: center; justify-content: center;
    color: rgba(255,255,255,0.6); text-decoration: none; font-size: 0.85rem;
    transition: all 0.2s;
  }
  .social-icon:hover { background: var(--brand-cyan); border-color: var(--brand-cyan); color: var(--navy); }
  .footer-bottom {
    max-width: 1200px; margin: 0 auto;
    display: flex; align-items: center; justify-content: space-between;
    padding-top: 1.75rem; gap: 1rem; flex-wrap: wrap;
  }
  .footer-copy { font-size: 0.78rem; color: rgba(255,255,255,0.55); }
  .footer-bottom-links { display: flex; gap: 1.5rem; }
  .footer-bottom-links a { font-size: 0.78rem; color: rgba(255,255,255,0.55); text-decoration: none; transition: color 0.2s; }
  .footer-bottom-links a:hover { color: var(--brand-cyan); }

  @media (max-width: 1120px) {
    .nav-hamburger { display: flex; }
    .nav-links { display: none; }
    .nav-drawer { display: block; }
  }
  @media (max-width: 1024px) {
    .featured-story, .content-layout, .archive-card { grid-template-columns: 1fr; }
    .sidebar { position: static; }
    .source-link { justify-self: start; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .footer-logo-block { grid-column: span 2; }
  }
  @media (max-width: 700px) {
    .page-hero { min-height: 500px; padding: 128px 5% 58px; }
    .page-hero h1 { font-size: clamp(2.45rem, 13vw, 4rem); }
    section { padding: 72px 5%; }
    .featured-media { min-height: 260px; }
    .article-grid { grid-template-columns: 1fr; }
    .search-form { flex-direction: column; }
    .footer-grid { grid-template-columns: 1fr; }
    .footer-bottom-links { width: 100%; justify-content: space-between; gap: 1rem; }
  }
  @media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
  }
